The Caring Tree Foundation
7484 Candlewood Rd, Suite E-J
Hanover, MD 21076
Customer Service: 443-577-1400
Fax: 410-859-8772
DISCLAIMERS AND LIMITATIONS
This web site and the materials contained therein are provided on an "as is" and "as available" basis. Caring Tree Foundation provides no warranties of any kind and hereby disclaims all expressed and implied representations and warranties without limitation. Caring Tree Foundation may amend, alter, modify or terminate this web site at any time without notice. Although Caring Tree Foundation strives to provide the most accurate and current information available, it can not be guaranteed that the information and materials provided are accurate, complete, current or correct. Caring Tree Foundation cannot and will not represent or warrant that this web site or its servers are free of viruses or other harmful components.
SECURITY POLICY
Caring Tree Foundation uses secure technology to protect your data and transmissions between you, banks, mortgage lenders and real estate professionals participating in this program. Although Caring Tree Foundation, has taken these reasonable and appropriate measures to protect your personal information, Caring Tree Foundation, cannot and does not guarantee that the personal information you provide will not be intercepted by others and decrypted.
LOAN ORIGINATION SERVICES
Caring Tree Foundation arranges for loan offers either through its network of nonaffiliated Lenders or through its affiliate, BANC Home Loans, LLC. By submitting a loan request form, you authorize Caring Tree Foundation to provide your information either to Lenders in the Caring Tree Foundation network or to BANC Home Loans, LLC. You also authorize Caring Tree Foundation, its Lenders, and/or BANC Home Loans, LLC to review your credit history. After you accept an offer for mortgage financing a fee to lock-in your rate and to complete the processing and underwriting of your loan application may be required.
TERMS APPLICABLE TO LOAN SERVICES
Caring Tree Foundation is not a lender and does not make loans or credit decisions in connection with loans. Caring Tree Foundation services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. The Lender is solely responsible for its services to you, and you agree that Caring Tree Foundation shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services.
This Web site and the services provided by Caring Tree Foundation are available only in connection with (a) mortgage loans made on real property located in Maryland. Caring Tree Foundation does not guarantee acceptance into any particular loan program or specific loan terms or conditions with any participating Lender; loan approval standards are established and maintained solely by individual Lenders.
You further understand and agree that by submitting a loan request, you are extending an express invitation to a Caring Tree Foundation network approved Lender or BANC Home Loans, LLC to be contacted by telephone at the numbers you have provided, and you hereby consent to any such calls even if your phone number is on the Do Not Call list.
REAL ESTATE SERVICES
All of the information you have provided in this referral form is true and complete. You authorize Caring Tree Foundation to forward your information to its network of real estate professionals or to its affiliate, RE/MAX Exclusive. You further understand and agree that by selecting a real estate professional, you are extending an express invitation for them to contact you by telephone at the numbers you have provided, and you hereby consent to any such calls even if your phone number is on the Do Not Call list. In addition, by completing and submitting a request for more information regarding a real estate listing or requesting contact with a real estate professional, you understand and agree that you are extending an express invitation to real estate professionals to call you by telephone at the numbers you have provided, and you hereby consent to any such calls even if your phone number is on the Do Not Call list. You understand that these real estate professionals may keep the information you submit whether or not you communicate with them regarding a real estate listing and whether or not you complete a real estate transaction with them.
In connection with the BEST MATCH program, RE/MAX Exclusive acts as a referring broker by referring you to a local real estate broker, and for its services, RE/MAX Exclusive receives a real estate brokerage referral fee of up to 50% of the local broker's commission. Your use of the Caring Tree Foundation web site and/or the services of RE/MAX Exclusive constitute your agreement with this compensation arrangement.
TITLE SERVICES
Caring Tree Foundation arranges for title services through its affiliate, Americom Title, LLC. By submitting a loan application, you authorize Caring Tree Foundation to provide your information to Americom Title, LLC. All title and settlement services must be performed by Americom Title, LLC in order to qualify for this discounted mortgage and title program.
This Web site may contain links to Web sites maintained by third parties. Such links are provided for your convenience and reference only. Caring Tree Foundation does not operate or control in any respect any information, software, products or services available on such Web sites. Caring Tree Foundation inclusion of a link to a Web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
ERRORS AND DELAYS
Caring Tree Foundation is not responsible for any errors or delays in responding to a qualification form or referral form caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.
APPLICABLE LAW AND VENUE
These terms and conditions are governed by and construed in accordance with the laws of the State of Maryland, applicable to agreements made and entirely to be performed within the State of Maryland, without resort to its conflict of law provisions. You hereby consent to submit to the exclusive jurisdiction of the courts of the state of Maryland, United States of America, for any litigation arising from or related to the use of this web sites owned by Caring Tree Foundation.
PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.
